How to save on your insurance

With many of us getting by on lower incomes, we’re all looking for better value for money. Today the need for competent, objective, financial guidance has never been greater. M&C Financial Services can offer you a range of top quality insurance packages with discounts to beat them all.

The financial services team have extensive expertise in all aspects of financial planning. A comprehensive range of investment options, together with life cover, serious illness, income protection, personal accident cover, private health insurance, public/products, and employer’s liability, house insurance and farm insurance which are all available to you at very competitive market rates.

As an independent broker M&C Financial Services will help you assess your needs, save you time and money by shopping around on your behalf, obtain and compare quotes from all the providers, and identify the best option based on your needs.

The Irish Broker’s Association has found that thousands of consumers, dealing direct with insurance companies, could make huge savings on their various insurance premiums if they were to shop around and this is what M&C can do for you. There are some 43,000 private households in Mayo and up to half of these deal direct with insurance companies.

By using the services of an independent broker such as M&C Financial Services it could ultimately equate to sizeable savings on insurance premiums. We as a broker are committed to delivering ssuperior service to our clients, thus saving you time and money.

Health insurance

M&C offers a health insurance policy aimed at delivering an array of enhanced benefits at affordable prices.

Mortgage repayment protection

This policy is designed to cover your mortgage repayments if you cannot work due to redundancy, illness, or disability.

Saving for retirement

With fewer employers offering pension plans for employees, it has become more important than ever to save and plan for your own retirement. Retirement savings needs to become a priority, rather than an after thought and you also receive tax relief on your contributions. With the world markets currently at a very low level, this is an excellent time to start or increase your savings for retirement.

Insurance

Accidents and disasters can and do happen, and if you aren’t adequately insured it could leave you in financial ruin. You need insurance to protect your life, your ability to earn an income, and to keep a roof over your head.

Receive 40 per cent discount off your first year’s payment for life and serious illness policies.

Savings

Having a nest-egg building up for the future, for whatever reason you wish, is very important for future security, eg; if your child goes to college, your dream holiday, or maybe just to boost your income when you retire. Now is the time to start a medium- to long-term savings plan to provide a lump sum for the future.

Protecting your income

Income protection insurance pays out a regular cash sum to replace part of your income if you are unable to work due to accident, illness, or disability. You will also receive tax relief on your premiums at your marginal rate, therefore making significant savings on your tax bill.

Receive 50 per cent discount off your first year’s payment.

House insurance

Is your house under or over insured, or are you paying too much for your insurance? A common mistake is to insure the actual sale price, rather than the rebuilding cost of your home. Let M&C give you a no obligation quotation and you’ll soon see the difference in your pocket.

Call M&C Financial Services today on 094 902 0677, situated at the IPI Centre, Breaffy Road, Castlebar.

Morcon Financial Services T/A M&C Financial Services is regulated by the Financial Regulator.

Discounts on year one applies to single upfront payments only and are available until end of April 2009. Terms and conditions apply.

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