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Purchasing a home is an exciting yet complex milestone, and the process of securing a mortgage can often feel overwhelming. Lenders assess a range of criteria, with one of the most important being your ability to consistently meet mortgage repayments. To demonstrate this, you typically need to show a strong savings record along with regular rent payments (if applicable). Ideally, this track record should cover at least 12 months, though 24 months is preferred, as it provides stronger evidence of financial stability and repayment capacity. It is also essential to keep your bank account in good order, with clear and responsible spending habits. Avoiding irregular transactions such as gambling or excessive discretionary spending helps present a stable financial profile and reassures lenders of your reliability. However, there is a wealth of support available to guide you through the process. To make the most of your mortgage journey, working with a financial adviser can offer valuable expert guidance - helping you navigate the process with confidence, avoid common pitfalls, and make informed decisions that support your long-term financial goals.

A young man who allegedly allowed his bank account be used in a phishing fraud has until June to decide whether he is going to plead guilty to the charge or have a date set for the hearing of the case.

A woman handed over €10,000 in cash at Galway District Court on Monday as bail for her son, and produced evidence that she had a further €10,000 in her account to meet his bail set by the High Court at €20,000.

The Galway West TD’s staff say they are pleasantly surprised that sales of t-shirts and sweatshirts with the Connolly campaign’s eye-catching design are completely sold out in all sizes, but they are hurriedly restocking.

A MAN who claimed he naively allowed his bank account to be used in a phishing scam and had no idea the people he got involved with had any criminal intent appeared before Galway District Court this week.

Bank of Ireland is warning consumers about a new wave of purchase scams which is luring consumers to make payments for goods and services through an advertisement online, which then transpires to be fake.

The deadline to make changes to your course choice is fast approaching - the Change of Mind facility remains open until July 1 at 5.15pm. It’s still not too late for you to sit and double check that you have fully researched your course choices. Sit down with your parents/guardians not just regarding your choices, but also at the actual costs of going to college. Looking at options where you can live at home is always a worthwhile option.

The Multi Unit Development Act, 2011, commonly referred to as the MUD Act, introduced a framework to regularise private developments where owners’ management companies (OMC) operate. These developments typically include apartments and other residential units but may include some commercial property.

Westmeath County Council have posted a message on their social media earlier today issuing a warning to tenants about a bogus text message currently circulating.

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