Search Results for 'Mortgage'

O' Donnellan & Joyce are enjoying a highly successful "Hit Rate" in relation to it's mortgage applications on behalf of their customers.

The first chartered surveyor in Galway, property arbitrator and personal development author Ronan Rooney has the mix of qualifications and experience to give a definitive balance view of the world we now find ourselves in.

The last 18 months has been a turbulent affair in the property and banking business. Auctioneers’ window displays showing the same properties, the only changes on the brochures in the windows are the prices falling, yet the properties still are not selling.

Previously mortgage repayment protection cover could only be taken out within 90 days of mortgage drawdown. Having made the biggest financial investment of their lives, many home buyers were reluctant to commit to further premiums at this time. Product providers have now updated this product allowing customers to opt for it during the course of their mortgage term.

AIB today announces it is reducing its one year fixed interest rate for first time buyer owner occupiers to a market leading interest rate of 2.49 per cent.

With affordability now back at 1997 levels, first time buyers are in prime position to get on the property ladder. To support customers unable to get to the bank during the week, AIB is opening two branches on Saturdays until the end of March. The branches in Lynch’s Castle and the Tuam Road will open from 11am to 3pm every Saturday until March 28. While the branches will not operate a cash service , the opening will give customers the chance to call into the branch to discuss their mortgage, personal, or business finance needs.

Despite the property downturn, there are still great opportunities to spend a little and gain a lot with home improvements to stay ahead of the game. The property market may be stalled and house prices may be falling but you can still do a lot to maintain and even increase the value of your home.

Q I understand that I may now have to pay tax on my residential property income after the recent budget changed the rules on interest relief. Could you clarify the change? I own some buildings with mixed use. Does the change still apply?

Nearly €16 million has been paid out to people in Mayo under the Nursing Home Repayment Scheme. The average payment amounted to €20,000 with 766 claims paid. At present there are 62 claims still being processed in Mayo while 857 offers of payment have been made. Of the 1,264 claims made in Mayo 345 were rejected.