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More than half of all mortgage holders in Leinster say that they were not informed by their banks that it was possible to take out mortgage protection cover with a different provider to the bank with whom they secured their mortgage.
Experts at MyMortgages.ie say market developments are signalling an impending explosion in the fixed rate mortgage market in Ireland. KBC is the latest to slash its rates to five year fixed rate to 2.8 percent with Ulster Bank offering a 2.3 percent two year fixed rate and a 3.25 percent fixed rate for seven years. PTSB have also recently dropped its fixed rates to 3.7 percent for existing customers. According to the mortgage brokers, these cuts signal real savings for mortgage holders.
Responding to the recent Banking and Payments Federation Ireland mortgage drawdowns for the second quarter of 2018, Brokers Ireland have stated that the standout figure is a 95.5 percent year-on-year increase in the volume of re-mortgaging/switching, indicating that Irish consumers are getting the message there is value to be had in switching.
At the beginning of the year, the Central Statistics Office delivered the promising news that unemployment in Galway had dropped by 12 percent over the past year. It was most likely as a consequence of this that the percentage of people going it alone as self-employed or sole proprietors also dropped, particularly when compared with the rest of Ireland.
A Galway-based financial brokerage has been named the Regional Financial Planning Broker of the Year. This is the first time this award has been won by a Galway firm. The Brokers Ireland - Life, Pensions & Investments Awards which is now in its fifth year running, gives recognition to financial brokers who have proven their excellence, professionalism & dedication to maintaining high standards in the Irish marketplace.
Although it may not feel like it, it is the season of spring and the idea of a spring cleaning is on many people's minds.
Most Galwegians have read the numerous media reports documenting what has become known as the tracker mortgage scandal, and people who believe they been affected by the tracker mortgage scandal may be entitled to seek redress and compensation* against their bank.
Individuals considering whether to invest in the property market might consider using their pension funds to purchase property.
Most of us have read the numerous media reports documenting what has become known as the tracker mortgage scandal.
In Ireland, we are fortunate to have access to a public health system that treats children if they get sick.