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A new study by EBS into Irish people’s plans for saving and household budgeting for the year ahead has shown that 18 per cent plan to do a very thorough review, 36 per cent will make a general savings plan while 45 per cent of Irish people have no plans to develop a household budget for the year ahead. The research of the 1,000 people surveyed, also found that of those planning to prepare a budget, more than 50 per cent revealed this was something that they have only started to do since the downturn.