Two men, one a former ACC Bank official and the other an accountant, appeared at Galway District Court this week charged with several counts of fraud which are alleged to have been committed to meet loan approval quotas.
At Monday’s sitting Detective Garda Paul McHugh gave evidence of arresting accountant Gerard Carr at Blanchardstown Garda Station at 2.42pm on October 18 this year and that he gave no reply after caution to any of the charges. Carr is charged in relation to 48 fraud offences which were committed between August 2005 and December 2009 by making false instruments with the intent of inducing another to accept as genuine, contrary to Section 25 of the Criminal Justice Act (Theft and Fraud0 Act 2001. Carr faces seven counts of providing false payslips. One charge is for making a false payslip, dated June 30, 2009, at the offices of Carr Business Management Services (CBMS ), for a person detailing total monthly pay as €7,025. This had previously been done, in the same name, three times between March 31, 2009 and May 31, 2009, detailing the same monthly pay. Between May 6 and 28, 2008, Carr produced a false payslip in the name of another woman, dated February 29, 2008, detailing monthly pay as €3,958. Further false payslips, dated March 31, 2008, and April 30, 2005, were for the same person.
There are also 29 charges of providing false P60 certificates with one, dated December 31, 2005, claiming a person had received total pay of €108,205.25, and another total pay of €115,324.09. The others involved various dates, people, and amounts from €180,000 to €55,512.49. On four occasions a false asset/liability profile was provided from September 2006 to August 2008 giving the net worth of the person named, with figures as high as €1,206,500 being stated.
Carr is also charged with one count of making a false sole trader accounts extract on ACC Bank headed notepaper between July 15, 2009, and August 4, 2009, and making a later dated December 5, 2009, on CBMS headed notepaper confirming that the tax affairs of a person were in order. There are also four counts of providing false accounts for the year and one count of false statement of affairs.
Detective Garda McHugh told the court that the co-accused Aidan Corcoran (37 ) of 64 Castan, Doughiska, was arrested at 1.13pm at Galway Garda Station and also gave no reply after caution to any of the charges. The former ACC Bank relationship manager is charged with 25 fraud offences, including using a a P60 detailing pay for a man as €67,016, which he knew to be false, with the intention of inducing another person to accept it as genuine between August 14, 2006 and February 23, 2007 at the bank’s Galway Financial Services Centre at Moneenageisha Road. There were 12 further offences of using a false P60s dated between June 2004 and December 2008 giving false total pays for various people, some as high as €180,256, €115,200, €96,000, and €89,952.35, down to €39,650. Corcoran also faces seven counts of using false payslips in a similar manner on various dates between April 2005 and June 2009. He is charged with using a copy of a letter with CBMS headed paper dated December 5, 2007, stating the tax affairs of one person was in order. There is also a charges for using false accounts for the year.
Inspector Ernie Whyte told the court that the DPP has consented to the matter being dealt with on indictment. Judge Mary Fahy remanded both accused men on continuing bail to appear again at Galway District Court on December 11 next for service of the book of evidence.