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Thinking of buying a new car in the coming months? Then you’ve no doubt heard about Personal Contract Plans or PCPs. These car finance agreements have been getting a lot of attention – and not always for the right reasons. The Competition and Consumer Protection Commission (CCPC) recently released the first public analysis of PCPs in Ireland. The report found that a third of new car purchases in Ireland are now financed by PCP agreements.

St Columba’s Credit Union is launching a new Home Renovation loan campaign for 2017 to cater for the increasing popularity in home upgrades and renovations. As property prices continue to rise, many households are opting to revamp their existing homes to avail of tax breaks under the Home Renovation Incentive Scheme (HRI). Since the introduction of the scheme in 2013, almost 77,000 renovations worth €1.2 million have been carried out. 52,000 homes are signed up to the scheme and have claimed some €46.2 million in tax credits.

With over a year of business under their belt, St. Columba’s Credit Union Ltd. is delighted to see an increase in business at their Galway Shopping Centre branch. This branch was opened to provide a full range of savings and loans products to new and existing members from the Tirellan, Sandyvale, Crestwood, Ballinfoyle, Headford Road, Menlo, Castlegar and surrounding areas of the city.